Equipment Breakdown Coverage

Protect against unexpected repair or replacement costs.

Our Thoughtful Equipment Breakdown coverage will protect you against unexpected repair or replacement costs due to an electrical, mechanical, or pressure systems breakdown. The modern home contains many expensive systems and appliances subject to equipment breakdown.

Examples of covered household equipment include:

  • Clothes Washers and Dryers
  • Computer Equipment
  • Dishwashers
  • Freezer Units
  • Garbage Disposals
  • Heat Pumps
  • Home Heating and Central A/C Systems
  • Electrical Service Panels
  • Home Security Systems
  • Kitchen Refrigerators
  • Lighting and Home Environment Monitoring
  • Microwaves
  • Ovens
  • Sump Pumps
  • Surround Sound Systems
  • Swimming Pool Equipment
  • Televisions (Plasma, LCD, etc)
  • Water Heaters
  • Well Water Pumps
  • If it uses power, it is most likely subject to Equipment Breakdown

Please talk to your local independent insurance agent about adding Equipment Breakdown coverage to your policy.

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The information we share on our site is intended to serve as a general overview. Please refer to your policy or contact your local independent agent for specific coverage details.