Home Insurance

Protecting your most valuable investment

We have products for different types of homes:

  • Houses and other structures (garages, workshops, sheds, etc.)
  • Condominiums and townhouses
  • Additional homes (rental properties, vacation homes, second homes)

Depending on your type of residence, we have insurance products that can cover the physical structure of your home, personal liability, damage from water backup from sewers or drains, and personal belongings. 

Better together: Introducing Member's Best by Mutual of Enumclaw

At Mutual of Enumclaw, we believe that insurance shouldn't be complicated. That's why we created Member's Best, a new product that combines home and auto coverage together. Besides the simplicity of one bill and one premium, Member's Best also gives you a collection of new and exclusive benefits. Learn more about Member's Best.

For current members

  • Mutual of Enumclaw Wildfire Program: We have partnered with Wildfire Defense Systems, Inc. (“WDS”) to help protect the property of our eligible home, business, and farm policyholder/members if a wildfire event occurs in their area. Learn more here
  • We automatically offer complimentary personal identity management services to individuals and families with a Mutual of Enumclaw Homeowners policy. Learn more.
  • Being a Mutual of Enumclaw member has its perks. As a valued member, you can save with daily deals at nearby restaurants and retailers, enjoy thousands of discounts across the United States, and get up to 40% off at over 300 popular theme parks and attractions. Start saving today!

Your local independent agent

We offer home insurance products through a network of local independent agents who know your community and can thoughtfully assess your needs.

Please be sure and talk with your agent about:
  • How much coverage you need
  • Any special collections/possessions you have (jewelry, furs, coins, etc.)
  • Combining your home and auto policies 
  • Any discounts that may be available
Find a local independent agent

See how we helped the Barth's rebuild after a wildfire


The information we share on our site is intended to serve as a general overview. Please refer to your policy or contact your local independent agent for specific coverage details. The Mutual of Enumclaw Wildfire Program is a service provided to member's with Homeowners, Commercial Property, or Farm Property coverage in Arizona, Idaho, Montana, Oregon, Washington, and Utah. Mutual of Enumclaw Perks participation is limited to Mutual of Enumclaw members with policies in Arizona, Idaho, Oregon, Montana, and Utah only. Participation in the program is voluntary and at no additional charge. Mutual of Enumclaw will not track how you use the site (i.e. what goods and services you purchase). We may occasionally review usage of the overall program to help inform future improvements or new services we may be able to provide. Mutual of Enumclaw Perks is a rewards program administered by Abenity, Inc. and is subject to rules, regulations, and customer qualifications.