Thoughtful Coverage for Businesses


No two businesses are the same. We’ve got yours covered.

No matter the size of your business, our coverage is tailor-made for a variety of industries.

  • Restaurants*
  • Wineries & Vineyards*
  • Breweries & Brewpubs*
  • Hotels*
  • Property Owners/Lessors
  • Food & Beverage Distributors
  • Convenience Stores
  • Condos & Apartment Complexes
  • Auto Repair & Service Shops
  • Wholesale/Retail Nursery*
*Enhancement/Endorsement available
Can’t find your industry? Contact a local independent agent for more options.

Customize your policy from our commercial products.

In addition to Property and Liability coverage, we can work with you to customize a policy that fits your needs.

  • Business Income with Extra Expense
  • Excess Liability
  • Business Interruption
  • Off-Premises Business Interruption
  • Employment Practices Liability
  • Data Breach & Cyber Security
  • Equipment Breakdown
  • Professional Liability
  • And more
Get Commercial Auto insurance, too.

Whether business takes place on the highway or in town, we offer extensive coverage for autos. Learn more.


Meet our member, DANCIN Vineyards.


Have prompt, nationally recognized claims handling when you need it.

When something happens, experts are there. Our award-winning claims service is available 24/7 to quickly get you the help you need.


Our financial ratings mean you can count on stability.

In November 2019, AM Best affirmed our A- (Excellent) rating for 2020 with a Stable Outlook. 

In September 2019, Demotech affirmed our A' (Prime) Unsurpassed Financial Stability Rating.


Independent agents are dedicated to being there for you.

We provide insurance through a network of independent agents. Offering a local presence and personal connections in your community, our agent partners can be more involved and informed about your business, the coverage you need, and discounts that might be available.



Additional benefits you get as a member:

  • Intellicorp offers a discounted rate for background checks to our Business Insurance customers. Learn more.
  • Mutual of Enumclaw Wildfire Program: We have partnered with Wildfire Defense Systems, Inc. (WDS) to help protect your property if a wildfire event occurs in your area. Learn more.
  • Mutual of Enumclaw Perks: You can save with daily deals at nearby restaurants and retailers, enjoy thousands of discounts across the United States, and get up to 40% off at over 300 popular theme parks and attractions. Learn more.

The information we share on our site is intended to serve as a general overview. Please refer to your policy or contact your local independent agent for specific coverage details. The Mutual of Enumclaw Wildfire Program is a service provided to member's with Homeowners (HO-3 and HO-5), Commercial Property, or Farm Property coverage. 

Mutual of Enumclaw Perks participation is limited to Mutual of Enumclaw members with policies in Arizona, Idaho, Oregon, Montana, Utah, and Wyoming only. Participation in the program is voluntary and at no additional charge. Mutual of Enumclaw will not track how you use the site (i.e. what goods and services you purchase). We may occasionally review usage of the overall program to help inform future improvements or new services we may be able to provide. Mutual of Enumclaw Perks is a rewards program administered by Abenity, Inc. and is subject to rules, regulations, and customer qualifications.