Business Insurance

Protection for your business and assets

We offer products for small businesses, mid-sized companies, and large commercial operations through a network of independent agents. Our business insurance options include commercial package policies, a Business Owners Policy (BOP) for small businesses, coverage for commercial autos, and excess liability coverage. We also offer coverage designed for specific types of businesses:

  • Wineries & Vineyards
  • Restaurants
  • Hotels
  • Breweries and Brewpubs
  • Offices
  • Nurseries and Light Farms

For current members:

  • Intellicorp offers a discounted rate for background checks to our Business Insurance customers. Learn more here.
  • We have partnered with Wildfire Defense Systems, Inc. (“WDS”) to help protect the property of our eligible home, business, and farm policyholder/members if a wildfire event occurs in their area. Learn more here

Your local independent agent

A thoughtful independent agent can help determine the right combination of insurance products for you and your business. They can explain coverage options and help identify any available discounts. .

Please be sure and talk with your agent about:
  • The type of business you operate & number of employees you have
  • Your corporate structure (sole proprietor, LLC, partnership, corporation, etc.)
  • Your annual gross sales or income
  • Whether you rent, own, or lease any property
  • Outside partners such as franchisors
Find a local independent agent

Meet Beckie Kahne, small business owner


The information we share on our site is intended to serve as a general overview. Please refer to your policy or contact your local independent agent for specific coverage details.