Member's Best by Mutual of Enumclaw

Home and auto combined for better coverage.

At Mutual of Enumclaw, we believe that insurance shouldn’t be complicated. That’s why we created Member’s Best, a new product that combines home and auto coverage together.  Besides the simplicity of one bill and one premium, Member’s Best also gives you a collection of new and exclusive benefits.
Home is where the heart is. We understand how important it is to protect your home and your valuables. With a Member’s Best policy, whether it’s water damage, structural damage, or personal liability damage, we safeguard your home. Homeowners will enjoy what Mutual of Enumclaw is known for – the kind of coverage that really covers – protecting both your home and what’s inside, plus additional benefits that come with Member's Best.

Drive confidently. Whether you’re using your vehicle for everyday travel or for adventure, mobility is important. Our coverage for cars, campers, trailers, motorhomes, and motorcycles, ranges from Liability to Personal Injury Protection, to Collision and Comprehensive, to Uninsured and Underinsured Motorist protection.

Accidents happen. An Excess Liability Policy can help protect you and your family from financially devastating events. If you are responsible for a person’s injury or for someone’s property damage, your primary policy limits may not be enough. Ask your agent about adding an Excess Liability policy to your Member's Best package.

Benefits, above and beyond.
  • One Bill and One Deductible
  • Towing and Roadside Services
  • Identity Management Resources
  • Pet Injury Coverage
  • Child Safety Seat Replacement
  • Electronic Key and Lock Replacement
  • Fair and Prompt Claims Service

For current members

  • Mutual of Enumclaw Wildfire Program: We have partnered with Wildfire Defense Systems, Inc. (“WDS”) to help protect the property of our eligible home, business, and farm policyholder/members if a wildfire event occurs in their area. Learn more here
  • Families with young drivers at home can participate in our teenSMART program. teenSMART provides thoughtful training for young drivers (and we offer a significant policy discount upon successful completion of the program). Learn more about teenSMART here.
  • We automatically offer complimentary personal identity management services to individuals and families with a Mutual of Enumclaw Homeowners policy. Learn more.
  • Being a Mutual of Enumclaw member has its perks. As a valued member, you can save with daily deals at nearby restaurants and retailers, enjoy thousands of discounts across the United States, and get up to 40% off at over 300 popular theme parks and attractions. Start saving today!

Your local independent agent

Our products are available exclusively through a network of local independent agents who know your community and can thoughtfully assess your needs.

Please be sure and talk with your agent about:
  • What kind of coverage is right for you
  • Eligibility requirements
  • Any discounts that may be available
Find a local independent agent
The information we share on our site is intended to serve as a general overview. Please refer to your policy or contact your local independent agent for specific coverage details.

About the Mutual of Enumclaw Wildfire Program: 
The Mutual of Enumclaw Wildfire Program is a service provided to member's with Homeowners, Commercial Property, or Farm Property coverage in Arizona, Idaho, Montana, Oregon, Washington, and Utah.

About the Mutual of Enumclaw Perks program: Participation is limited to Mutual of Enumclaw members with policies in Arizona, Idaho, Oregon, Montana, and Utah only. Participation in the program is voluntary and at no additional charge. Mutual of Enumclaw will not track how you use the site (i.e. what goods and services you purchase). We may occasionally review usage of the overall program to help inform future improvements or new services we may be able to provide. Mutual of Enumclaw Perks is a rewards program administered by Abenity, Inc. and is subject to rules, regulations, and customer qualifications. Please visit for details.