Member's Best by Mutual of Enumclaw

Member's Best: Home and Auto combined

At Mutual of Enumclaw, we believe that insurance shouldn't be complicated. That’s why we created Member’s Best, a new product that combines home and auto coverage together.  Besides the simplicity of one bill and one premium, Member’s Best also gives you a collection of new and exclusive benefits.
Home is where the heart is. We understand how important it is to protect your home and your valuables. With a Member’s Best policy, whether it’s water damage, structural damage, or personal liability damage, we safeguard your home. Homeowners will enjoy what Mutual of Enumclaw is known for – the kind of coverage that really covers – protecting both your home and what’s inside, plus additional benefits that come with Member's Best.

Drive confidently. Whether you’re using your vehicle for everyday travel or for adventure, mobility is important. Our coverage for cars, campers, trailers, motorhomes, and motorcycles, ranges from Liability to Personal Injury Protection/Medical Payments, to Collision and Comprehensive, to Uninsured and Underinsured Motorist protection.

Accidents happen. An Excess Liability Policy can help protect you and your family from financially devastating events. If you are responsible for a person’s injury or for someone’s property damage, your primary policy limits may not be enough. Ask your agent about adding an Excess Liability policy to your Member's Best package.

Benefits, above and beyond.
  • One Bill and One Deductible
  • Towing and Roadside Services
  • Identity Management Resources
  • Pet Injury Coverage
  • Child Safety Seat Replacement
  • Electronic Key and Lock Replacement
  • Fair and Prompt Claims Service

Home & Auto: Additional Services

Family Cyber Protection Coverage Family Cyber Protection is comprehensive insurance coverage that protects individuals and families from a range of personal cyber risks which are often unforeseen, costly, and not covered under most homeowners insurance policies. Family Cyber Protection offers coverage for cyber attacks, cyber extortion, online fraud, data breach, and cyber bullying. Learn more.

Equipment Breakdown Equipment Breakdown coverage protects you if you need to repair or replace equipment in your home unexpectedly, because of an electrical, mechanical, or pressure systems breakdown. Emergency repair calls or last-minute trips to the appliance store can be costly, so check with your agent to see if this optional coverage is right for you.

Service Line Coverage As a homeowner, you are responsible for the underground service lines that extend from the street to your home, yet most Homeowners policies don’t cover them. Our optional Service Line coverage adds another level of security. Helping protect you from things you might not expect is exactly what thoughtful insurance is all about.

Wildfire Monitoring & Protection Members with property coverage are automatically enrolled in our Mutual of Enumclaw Wildfire Program. Wildfire Defense Systems (WDS) provides monitoring, prevention services, and fire crews dedicated to protecting property. Learn more

teenSMART® This driver safety program combines interactive lessons and real-world activities. Upon successful completion of the teenSMART program, listed household drivers up to the age of 21 will receive a significant discount on their auto policy. Learn more

Mutual of Enumclaw Perks As a valued member, you can save with daily deals at nearby restaurants and retailers, enjoy thousands of discounts across the United States, and get up to 40% off at over 300 popular theme parks and attractions. Start saving today

Additional Home Coverage Options We offer coverage that protects condos, townhouses, vacation homes, second homes, and rental properties. Depending on the type of residence, we have insurance products that can cover physical structure, personal liability, water damage caused by sewers or drains, personal belongings, and more.

Your local independent agent

Our products are available exclusively through a network of local independent agents who know your community and can thoughtfully assess your needs.

Please be sure and talk with your agent about:
  • What kind of coverage is right for you
  • Eligibility requirements
  • Any discounts that may be available
Find a local independent agent

The information we share on our site is intended to serve as a general overview. Please refer to your policy or contact your local independent agent for specific coverage details. The Mutual of Enumclaw Wildfire Program is a service provided to member's with Homeowners (HO-3 and HO-5), Commercial Property, or Farm Property coverage. 

Mutual of Enumclaw Perks participation is limited to Mutual of Enumclaw members with policies in Arizona, Idaho, Oregon, Montana, Utah, and Wyoming only. Participation in the program is voluntary and at no additional charge. Mutual of Enumclaw will not track how you use the site (i.e. what goods and services you purchase). We may occasionally review usage of the overall program to help inform future improvements or new services we may be able to provide. Mutual of Enumclaw Perks is a rewards program administered by Abenity, Inc. and is subject to rules, regulations, and customer qualifications.